Keep borrowed items returnable without awkward surprises

Build a private borrowed-and-lent item tracker for [ITEMS] with [AGREED DATES]. Use columns for owner, borrower, condition, accessories, consented contact method, due date and return confirmation. Draft one neutral reminder message the owner can choose to send, but do not send it or invent an agreement. Add a photo checklist for valuable items and a respectful resolution path when a date has passed. Check that no contact details appear in a shareable view and that the tracker distinguishes a gift from a loan.