Should I trust this message or link?

Review this message and displayed link text: [MESSAGE]. Do not click or fetch the destination unless I explicitly ask and the environment can do so safely. Point out urgency tactics, mismatched sender and destination, requests for codes or credentials, and what you cannot determine from text alone. Give an independent way to reach the claimed organisation and a one-paragraph reply, if replying is appropriate. Never request or repeat my password or one-time code.